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How big a critical illness benefit would you need?
A tax-free lump sum on diagnosis can keep the bills off your mind while you recover. See a sensible number in under a minute.
A tax-free lump sum on diagnosis can keep the bills off your mind while you recover. See a sensible number in under a minute.
Estimate the tax-free lump sum that would let you focus on recovery instead of bills. Nothing you enter is saved or sent.
It pays a tax-free lump sum if you are diagnosed with one of the conditions listed in the policy, commonly cancer, heart attack and stroke, among others. You can use the money however you need, from income replacement to treatment and travel.
A common approach is enough to cover your household expenses through a recovery period, often 12 to 24 months, plus any one-time costs and debts you would want handled. This calculator totals those for you.
No. Disability insurance replaces ongoing income while you cannot work; critical illness pays a one-time lump sum on diagnosis, whether or not you stop working. Many people carry both because they solve different problems.
These numbers are a starting point, not a plan. Book a 15-minute clarity call and we will work through your real situation together. No cost, no obligation, and I promise I will not try to sell you anything.
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