Individuals & Families

Protect your people. Plan your future.

The right coverage for the people who depend on you, and a plan that helps your money go further, built to flex as life changes.

In short: for individuals and families I help with life, disability and critical illness insurance, RRSPs and investments, estate planning, and cash flow, so your family is protected and your money is working toward your goals.

Protect what matters

Life insurance

If people depend on your income, or you contribute to your family's standard of living, life insurance replaces what would be lost. We match the type and amount to your actual situation, not a template.

Disability & income protection

Your ability to earn is likely your largest asset. Disability coverage keeps an income coming in if illness or injury stops you from working.

Critical illness insurance

A lump sum if you are diagnosed with a covered serious illness, so a health crisis does not become a financial one.

Plan your future

RRSPs & retirement

Decide when you want to retire, how much you will need, and build a plan to get there, reviewed regularly so it stays on track.

Segregated-fund investments

Investment products with insurance features, useful for protection, estate planning, and peace of mind.

Cash flow planning

Most people do not have an income problem, they have a cash flow problem. We look at how your money actually moves so you can pay down debt faster and free up room to save and invest, without a painful budget. And because I am also a Registered Insurance Broker, that review includes the insurance you already pay for, home, auto, cottage, boat, which I can bring to market to check your coverage and premium are still right.