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How much life insurance do I need?
Size your coverage on your real numbers, income, debts, goals, not a rule of thumb. It takes a minute, and nothing you enter leaves your browser.
Size your coverage on your real numbers, income, debts, goals, not a rule of thumb. It takes a minute, and nothing you enter leaves your browser.
A plain-language way to size your coverage, built on your real numbers instead of a rule of thumb. Nothing you enter is saved or sent — it stays in your browser.
It depends on what you would want money to do if you were gone: replace your income for a number of years, pay off the mortgage and other debts, cover final expenses, and fund goals like your children's education. Add those up, subtract savings and any coverage you already have, and the difference is a reasonable target.
The 10x rule is a quick shortcut, not an answer. It can be close for some families and well off for others. A needs-based estimate that looks at your real debts, goals and existing coverage is more reliable.
That depends on how long the need lasts and your budget. Term is simple and cost-effective for temporary needs like income replacement and a mortgage; permanent coverage suits lifelong needs and certain estate goals. It is worth a short conversation.
These numbers are a starting point, not a plan. Book a 15-minute clarity call and we will work through your real situation together. No cost, no obligation, and I promise I will not try to sell you anything.
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